Frequently Asked Roofing Questions

How do I know if I have enough storm damage to file an insurance claim? The only way to know for sure is through a professional roof inspection. Hail and wind damage are not always visible from the ground. We perform detailed inspections to determine whether the storm damage meets common insurance thresholds and provide honest guidance on your next steps regarding roof repair or replacement. 

Will filing a roof insurance claim raise my rates? Insurance rate changes depend on your provider and whether the damage is considered storm-related. In many cases, widespread storm events do not impact individual homeowner rates the same way isolated claims might. We recommend reviewing your policy and speaking with your agent for clarity. 

What if there isn’t enough damage to replace my roof? If there isn’t enough qualifying damage, we’ll tell you. Sometimes repairs or monitoring the roof over time is the smarter option. Our goal is to provide accurate information so you can make the right decision for your home, whether that involves roof repair or replacement. 

How long does a roof replacement take? Most residential roof replacements are completed in one day, depending on the size of the home and weather conditions. Larger or more complex roofing systems may take longer. 

How do I know if I need roof repair or full replacement? Minor issues like isolated leaks or missing shingles may only require repair. Widespread storm damage, aging shingles, or structural concerns may require a full replacement. An inspection helps determine the best solution for your roofing needs. 

Do you help meet with insurance adjusters? Yes. If you decide to file a claim, we can meet with the adjuster to ensure that storm-related damage is properly reviewed and documented during the storm damage restoration process. 

What areas do you serve? We provide roofing services throughout Western Kentucky and Northern Tennessee, including Murray, Paducah, and surrounding communities. 

Are your roof inspections really free? Yes. Our inspections are free and no-obligation. We provide clear documentation and honest recommendations without pressure.